Privacy Policy

Welcome to pay.bt, a service of Abit Private Limited (“we”, “our”, “us”). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data when you use pay.bt (https://pay.bt), including our APIs, websites, and related services (collectively, the “Services”). By using our Services, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect information from both merchants and end customers to provide and secure our payment services.

• Personal Information: name, email, phone, address, device code
• Company Information: company name, ID, tax ID
• Bank Information: bank name, bank account
• Technical Data: cookies, IP address, browser info

2. How We Use Your Information

• To process and complete payments
• To prevent fraud and secure transactions
• To improve services and manage accounts
• To comply with legal and regulatory requirements

3. Data Storage & Security

Your data is stored in secure cloud servers located in Singapore. We use SSL encryption and strict access control to protect your information.

4. Data Retention & User Rights

We retain your information as long as you use our services. You can view, update, or delete your personal information anytime via your profile page or by contacting us.

5. Cookies & Tracking

We use cookies for secure sessions, analytics, and user experience improvements. You may disable cookies in your browser, but some features may not work properly.

6. Children’s Privacy

We do not provide services to, or knowingly collect data from, children under 18 years of age.

7. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted here with a new “Last Updated” date.

8. Contact Us

For any privacy-related questions or requests, please visit our Contact Us page.